Are you member of Magical-12 HYIP? Then check your account. The admin of Magical-12 HYIP reported that some members accounts maybe contain an errors. Please contact the admin if any error will be found.

Fake banners are being used by the programs admins in increasing frequency. Today we received one interesting question from one person. He found that Wealthy Fund HYIP is listed as PROBLEMATIC HYIP in our list, at the same time our banner shows status "paying". Of course it means that the admin is using FAKE banner. He tries to mislead a possible investors, site visitors.

Please be careful!

Your financial data, your password lists are all stored inside your computer, but a hacker could get into your system to copy these without detection. And this is one of main reasons to install a firewall program. But what to look for in a personal firewall? Of course, a program should offer tools to manage spyware, cookies and viruses, Internet filtering to restrict content etc.

Here you can find some results of parallel testing of most reputable and well-known firewalls.

E-gold scheduled downtime for 4.5 hours on 1 December 2007. Scheduled Maintenance with system upgrades
- Begins: Saturday, December 1 2007 17:00 EST
- Ends: Saturday, December 1 2007 21:30 EST

source: E-gold.com

Site of UnitelInvest is online and accessible without HTTPS. But some users information might be lost due to the DDOS attack. If you can't login please register again and contact the admin. Also we received information that Cashout and Deposit buttons are not available at this moment.

If you received a such kind of emails please ignore it. Never click hypertext links in HTML formatted e-mail to access your account.

One person reported to us that the admin of Safe-Income HYIP is using FAKE banner. Please be careful! The real status of this program is "NotPaid".

Someone has sent huge amount of e-mails with ads of win-at-once.com HYIP. Spammer used a fake e-mail address in the FROM Field of emails. Also he used a few well-known names (such as Goldpoll, MMG, etc.) in the ref-link. Stay away from this HYIP please.

Seems that everybody received an email from a member of a Nigerian family at least once. It is a cry for help in getting a large sum of money out of the country. Scammers are promising large payments for small tasks. For example, they will ask you to cover the legal and other fees that must be paid to the people who can release the money.

Unfortunately you'll never see any of the promised money. Why? Because there isn’t any.

This SCAM isn't new. It was known in 1920s as 'The Spanish Prisoner'.

The TOP 10 Internet, e-mail scams was published not long ago. Here is list:
1) The Nigerian scam
2) Advanced fees paid for a guaranteed loan or credit card
3) Lottery scams
4) Phishing emails and phony web pages
5) Items for sale overpayment scam
6) Employment search overpayment scam
7) Disaster relief scams
8) Travel scams
9) “Make Money Fast” chain emails
10) "Turn Your Computer Into a Money-Making Machine!"

Finally I want to say - Be careful!

I found this article at one eJournal. The author discuss two opportunities of HYIPs and their advantages as well as disadvantages. I think that this subject-matter will be interesting and useful. Also you can discuss this matter after reading the article or you can tell your personal opinion on this subject here. Well, let's start.

There are two forms of high interest projects in the Internet: compounding and non-compounding. Investors use compounding for generating new interests from previous investments. In other words, it is the ability of current investment value to generate new earnings which can be reinvested. Moreover, investors have an opportunity to make a new investment using the paid out interests without their own money must be used for this project.

For example, the process of only 10$ initial capital lasts a very long time until these $10 are again back (1% per day within 100 days) to open a further high yield investment program. However, if the investor invested his money in five such programs, he can get return on investment only within 20 days. Non-compounding programs are ideal for the people who are ready to invest serious money.

Investors have an opportunity to invest their money and the interests become the first investment (principal capital) automatically which is added daily, weekly or monthly. Thus a compound interest effect develops. A compound investment costs little work because investors check their accounts only in fixed time intervals and note the increased account balance. It is advisable to save money also with little initial investments. It is a great high yield investment opportunity for investors who do not have large initial capital for investment.

Certainly, it is not easy to understand without a good example. For example, you invested $1,000 into a particular HYIP that pays 30% monthly interest (in other words, 1% per day). The shares rise 30% during the first month. Your investment is now worth $1,300. In the second month, the shares appreciate another 30%. Therefore, your $1,300 grows to $1,690. In the third month, the shares rises 30%, your capital will be $2,197.

If you check the rate of growth monthly, the growth rate increases regularly, namely in the first month growth is $300, in the second month is $390, and in the third month is $507 etc. You understand now that the numbers can start to get very big as your previous earnings start to provide returns. In fact, $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00 (and that is without adding any money to the investment).

Non-compounding is another prosperous investment opportunity in HYIP. It is programs which pay out daily, weekly or monthly. They are suitable for the persons who would like to have money for life regularly because it is possible to get return on investment on the indicated E-gold account (or another E-currency) daily and weekly as well as monthly.

We see that both programs can be very “fruitful” for a business involved in a real investment opportunity. Moreover, compounding and non-compounding are able to produce extremely good result. However, investors should be careful on how to use compounding and non-compounding in HYIPs because both investment opportunities have high risk and can fail any time.

There is no doubt that one of the greatest problems in HYIP is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take a mechanism to make your investment safe. One way of doing this and reduce enormous risk in high yield investment projects is to properly use different compounding options.

For this there are also investment programs which have the factors of compounding and non-compounding. It is possible to get return on investment in the Member Area and save some money on the account. These programs are very practical for those who would like to decide daily what to do.

Also the own investment strategy is simpler and more sure if investors can obtain the initial deposited capital faster so that they can invest in further HYIPs without high risk (in other words, without their own capital funds).

I can prove the advantages on the example. So you invested $1,000 into a particular HYIP that pays 30% monthly interest. As said above, with 100% compounding there is a great possibility that $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00. But what would happen if the HYIP fails in 6 months? You lose all your hard earned money very quickly. For that reason, it is important to use compounding and non-compounding together in HYIPs.

It is always recommended to get your original spend back as fast as possible, in other words set the compounding option to 0% until you return back your initial investment, then after, you can compound your shares while withdrawing 50% of your profit by setting the compounding option to 50% . Why 50%, can you ask me? Certainly, this is not a strict rule; it is the recommendations based on some experienced HYIP investors. But you have to be careful with this.

The best advantage of such programs is that investors save their money on the account during the first month (compounding) and next month they get interests (non-compounding method). In this way investors get their invested capital back, besides investment yields grow more slowly further. If such a program fails once, investors will lose nothing and yields will paid out too.

source: Ecommerce-Journal

Melior Invest admin reported that they will stop all e-bullion payments for several days because they can't spend any amount through their account. "We already contact and request clarification to e-Bullion company. If we have no answer from e-Bullion company, we will change your payment to e-Gold or Liberty Reserve", the admin said.

We reported about fake emails on behalf of Binor HYIP on November 15. Today we received a few fake emails (with the same content) again. But in this time these emails were sent on behalf of ProFX and Success Future HYIPs. Please be careful!

12x12Plan HYIP was mentioned in our previous newsletter as problematic program. Their status was changed to problem because of received claim from their member.

But today this program is situated in our list with the "PAYING" status again. Because our request to solve the problem was accepted by the admin. He contacted his member and sent back his deposit.

We reported about "selective payments" in D-Fund HYIP a few days ago. And today this program is being mentioned in our blog again.

First of all we found that the admin is using FAKE banner with incorrect program status at their pages. Secondly he sent us the information that the problem is solved and their member received his funds. Unfortunately this information wasn't confirmed by their member and we placed this HYIP to our Blacklist.

Some programs admins reported to us that they received this information via e-mail:


Unknown SPAMMERS send these emails, they try to mislead our partners. If you received such email please ignore it. WE NEVER SELL ANY POSITION at our site, even at the bottom of the list.

Seems that somebody send SPAM on behalf of Binor HYIP with the offer of "special plan". Please ignore such kind of emails.

Here is the information that was received from the real admin of this project:


Please be careful!

This HYIP is online again. The admin reported that they resolved the problem of their downtime. "We are now in full operation again", as the admin said. You can access your account and withdraw your profits as usual.

We've received a notification from the admin of Golden Marked Profits that some withdrawals requests ($10 and more) can be processed within 2-3 days. Announced period discords with the information at their FAQ page.

This program was mentioned at today's email. Their member reported to us that he invested to this HYIP (rgimc.com) on 10/14/2007 , but he can't get his profits. Also he told us that the admin updates this site daily, he writes a program news, updates etc. But the admin doesn't reply on members emails.

This is the old trick to mislead an investor. Especially at unpopular programs. The admin can reply on your emails/questions before your possible investment. He wants to show a good support, to receive your deposit ASAP. Unfortunately he may start to ignore you after your deposit.

So. Please read more information about selected HYIP at various places (forums, rating sites, blogs etc.) before your possible investment. It will help you to create your personal opinion about a program and it can protect you against hasty/incorrect investment.

The program status of Royal Benefit was changed to Problem because of the fact of "selective payments". Of course we notified the admin regarding this situation and gave him our advice - "how to solve the problem". Unfortunately the admin decided to ignore our request to help their members. Moreover he decided to stop their cooperation with our site. In other words, he removed our banner from their pages. But it's impossible to hide the problem of "selective payments" when any rating site knows about it. That's why the admin put such message on their website: "F#CK HOSTING ADMIN, hosting2nv THEY ARE SCAM HOSTING!!! We CLOSED UP BECAUSE OF SCAM HOSTING KEEP ON ACCESSING TO OUR ADMIN CPANEL. WE ARE SO APOLOGIZE TO ALL OUR INVESTORS."

They blamed their hosting for their problem.

The admin of Nice Gold HYIP is using fake banner with the "paying" status. Be careful! This program is situated in our Blacklist.

The admin of Minvestment HYIP reported about possible phishing threat. Here is his notification:

"Due to a number of messages from our concerned customers regarding the receipt of emails that purportedly come from us requesting them to provide account info, we have to make an official statement.

Never reply to such emails, report them to us immediately. We will never send out any emails requesting you to provide information regarding your account or requesting you to fill out any forms online. These emails come from phishers trying to get hold of your account information. The very purpose of such emails is to get hold of your username, password and the answer to the security question. Once again, never reply to such emails.

Should you have any other questions about this matter, please do not hesitate to contact us at support(a)minvestment.com"

All members of this HYIP must signup their accounts again. Then send to the admin your new account name and your old account details such as your payment system, deposited amount, batch number and your investment plan.

Seems that members database was lost.

Today we've found a few programs where program's admins are using "selective payments" strategy. These HYIPs were discovered in co-operation with their members. Here is the list of such programs:
- Grow Investment
- D-Fund
- Power Cash

This notification has been received from the admin of Unitelinvest:

"Since some of our data had been lost due to huge DDOS attack for the past few days, we need urgent update from users who have made deposit to us from November 1 until now. Please contact us by e-mail. Indicate your ID number and also your deposit batch number. For user starting from ID 341 until user ID 374, please register back. We have lost your data."

It's not a secret that many of the investors are using an investment strategy. Somebody use own secrets when he select a program, somebody invest to HYIP by his personal method etc. Do you have or use any strategy in this matter? We discuss it here.

Saving Finance HYIP doesn't accept E-Bullion. This news was received from the admin of this HYIP. He reported that their E-bullion account was blocked for unknown reason and they can't accept payments via E-bullion.

Hope that the admin will solve this situation with their members who deposited via e-bullion.

One member of swift-profit.com reported to us that the admin doesn't pay. He sent a lot of emails to the admin, but admin's replies were not received. Please be careful!

One member of FX Global Club HYIP reported to us yesterday that the admin doesn't pay his profits. We investigated this notification and the program status of FX Global Club was changed to PROBLEM. A few minutes later we received notification from the admin. He told us that the problem will be solved and the member's profits will be paid immediately.

But today the admin contacted us again. He told us that their program was hacked and they lost their funds.

Please be careful!

I've found that somebody is using our name (goldpoll) as name of his account in Nevertellscam.org . And I guess that our well-known name was selected to attract a new investors by sending SPAM with our name in the ref-links.

Please contact us in case you will receive anything appeared to be from us, we'll try to do everything to block spammers.

On Friday, gold futures rallied $14.8 to finish at $808.5 an ounce. Today price drifted lower, but held above $800 an ounce.

The admin of Hourly-Center HYIP reported that some withdrawal requests were processed without any batch numbers as a result of unknown reason. Please check your account and report to the admin about any mistake.

Yesterday we received one complaint from FreeCapital member. He reported to us about "selective payments" in this program. His vote was verified and FreeCapital HYIP was marked as problematic program. Also we contacted the admin with the request to solve this situation. But the member's problem wasn't solved. Moreover we found that our rating banner was changed by the admin. Now he use FAKE banner in the "Monitor" section of his site. Please be careful!

Also we received one complaint from one member of RitaTrade HYIP. You can read his bad votes here. He reported to us that he can't withdraw his profits. We visited his account and saw a few pending requests. Of course we contacted the admin with the request to solve this situation. But the problem wasn't solved.

Be careful!